Living Will
A living will may not be able to do all
that you think it can, or cover all of the gray areas
...
With all of the right to life and end of life issues that we
have heard about in Congress and the media recently, the living
will topic has proven itself to be a hot one. The difficult
situation faced by Terri Schiavo's family played itself out in
the media for all to see. The sensitive questions raised by
this event made their way to Congress where passionate debates
on both sides mirrored those that raged in the public. Some of
the turmoil of this case could have been prevented with a
simple legal document.
The most common questions surrounding a living will concern
who should have one and what they do. I work in the legal field
but I am not a lawyer. This means that you cannot take what I
say here as legal advice. Having said that, it is my opinion,
which based on experience, that a living will does not do all
that people may think that it can.
If you have serious concerns about whether your wishes about
medical care will be respected, you should give some serious
thought to putting a health care power of attorney in place. A
health care power of attorney can get very specific when it
comes to how you want to be treated in the event that you are
seriously ill or incapacitated. If you do happen to become
incapacitated, you will want someone that you trust to make
decisions for you. This is where a living will drops the
ball.
A friend or loved one may only be able to access your
important medical information in order to make informed
decisions on your behalf if they have power of attorney. In
1996 congress passed a law commonly known as HIPAA that
requires a patient's consent before any medical information can
be released to a third party. A living will can not get someone
access to this information. A doctor or hospital may not honor
your wishes as laid out in a living will.
A living will does not designate whom you wish to act for
you if you are unable. A living will may simply state your
wishes with respect to organ donation and life support issues.
There appears to be a gaping gray area in which a patient may
be ill but has some hope of recovery. A living will may not be
able to cover the gray areas and decisions are much more
difficult to make when things are gray and not black and
white.
If you are thinking about creating a living will for
yourself or a loved one, I strongly suggest that you speak with
a lawyer about the effectiveness of a living will versus a
health care power of attorney. You may end up spending a bit
more money in the process but you will be afforded with,
potentially, much more freedom for yourself and your loved ones
in the event that you become seriously ill and need an
advocate.
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personal finance, visit the "resources" section of this
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