Pay As You Go Phones
Pay as you go phones can help you manage
your money better by controlling your
telephone call spending ...
I think I may be the last person in the world without a cell
phone. I’m pretty sure I’m the last student without a
cell phone, as even my fourteen year-old cousin, someone who
can’t even get behind the wheel of a car, has her own
phone. I was walking through a department store the other
day and I saw a phone designed for elementary school children;
it didn’t have any numbers, only buttons to call numbers that
the kids’ parents have pre-programmed into the phone. And
then there’s me, well past twenty years old and still
phone-less.
For a long time I persuaded myself that I didn’t need a cell
phone, and even if I did need a cell phone I definitely
couldn’t afford a cell phone. I didn’t need once since I
never talked on the phone much in the first place, so why would
I need to call people on the go? I definitely didn’t want
people to be able to reach me anywhere I went. And then
there was the money issue. I just couldn’t afford to pay
$40 every month to cover my cell phone bill, at least not
unless I stopped eating.
Then the pay as you go phones came onto the market.
Pay as you go phones offered an alternative to the standard
cellular phone plan. Instead of working through a set,
monthly plan, pay as you go phones work much like phone
cards. You buy a certain number of minutes or amount of
money to put onto your phone and you can top it up any time you
want, just like a phone card. There’s usually a hitch of
some sort though. For example, Virgin’s pay as you go
phone system requires you to spend $30 worth of time every 90
days to keep your phone going, which generally isn’t a big
deal. Airtime with Virgin isn’t too expensive either;
$.25 cents per minute for the first 10 minutes of every day,
the $.10 per minute for every minute afterwards, any time
during the day. The pay as you go phones are cheaper to
get (sometimes you can find deals getting the phone for free if
you buy enough airtime) and they don’t commit you to one
geographic area or two months of bills.
Though I may not need to call people all of the time, a cell
phone would be handy when trying to meet up with friends for
lunch or getting directions on the road. With the new,
inexpensive pay as you go phone plans, I may have to break down
and get myself a mobile phone.
For more information about money, money management and
personal finance, visit the "resources" section of this
website, or go to articles about money management and personal finance.
The information contained on this website is for information
purposes only. See our disclaimer for full details.
|